Take Control of Your Financial Future

Money stress keeps too many Australians awake at night. We built this program after seeing bright people struggle not because they earned too little, but because nobody taught them how money actually works. You'll learn practical cost management strategies that fit real life—not theoretical textbook stuff.

Next Program: October 2025

Eight weeks. Real tools. Actual results you can measure in your bank account.

Register Your Interest

What Makes This Different

Most financial courses dump information and hope it sticks. We focus on behaviour change—which is where the real challenge lives.

1

Small Group Learning

Maximum 12 participants per session. Everyone gets proper attention, and you'll actually have space to ask questions without feeling rushed or embarrassed.

2

Your Own Numbers

We work with your actual bank statements and expenses. No hypothetical scenarios—you'll build a system that works for your specific situation and income level.

3

Weekly Check-ins

Changing money habits takes support. You get accountability without judgement, plus practical help when you hit obstacles or life throws something unexpected your way.

4

Tools That Stick

Simple spreadsheets and tracking methods that don't require financial expertise. If you can open email, you can use these systems. Several participants still use them years later.

How the Eight Weeks Work

Each session builds on the last. You'll implement one change at a time—small steps that compound into significant improvements over the two months.

  • Weeks 1-2: Reality Check

    Track everything. Most people discover they're spending on things they forgot existed. We map where your money actually goes versus where you think it goes.

  • Weeks 3-4: Building Your System

    Create a spending plan that doesn't feel restrictive. We identify what matters to you and cut things that don't. Your plan should reflect your values, not someone else's priorities.

  • Weeks 5-6: Dealing With Problems

    Debt reduction strategies, negotiating bills, finding leaks in recurring subscriptions. Plus how to handle irregular expenses that wreck most budgets.

  • Weeks 7-8: Future Planning

    Emergency funds, savings automation, and planning for larger goals. We also cover how to maintain these habits when motivation fades.

Participants working through financial planning exercises during a program session

Who You'll Learn From

Our instructors have walked this path themselves. They understand money anxiety because they've experienced it, and they know what works because they've tested it.

Portrait of Astrid Bjørnstad, financial coach

Astrid Bjørnstad

Lead Instructor

Spent her twenties drowning in credit card debt before figuring out systems that actually stuck. Now helps others skip the painful learning curve she went through.

Portrait of Siobhan Rafferty, budgeting specialist

Siobhan Rafferty

Budgeting Specialist

Former impulse shopper turned tracking expert. Believes budgets should be flexible tools, not punishment. Specialises in helping people who've tried and failed before.

Portrait of Elara Thorne, debt management coach

Elara Thorne

Debt Coach

Paid off six figures of combined personal and business debt over five years. Knows every trick creditors use and how to negotiate better terms.

Close-up of hands reviewing financial documents and expense tracking sheets

What You'll Walk Away With

We're not promising miracles. But participants who follow through tend to see meaningful changes in how they handle money and feel about their finances.

  • A personalised spending system you actually understand and can maintain without constant effort
  • Clear visibility into where every dollar goes each month
  • Strategies for handling unexpected expenses without panic or credit cards
  • Reduced financial stress and better sleep at night
  • Confidence to make bigger financial decisions when they come up
  • Support network of others working on the same challenges

Sessions run Tuesday evenings at our Currumbin Waters location, with online options for those who can't attend in person. Both formats include the same content and support.

Ask About October Program